Repairing vs. Totaling a Car
When people get behind the wheel of a car, they usually put safety first; however, even with these safety precautions, a car accident can happen at almost any time. When this happens, it is important to rely on auto collision repair Fort Worth professionals. One of the most common questions people have is whether their car is totaled. In order to find the answer to this question, there are a few factors that have to be considered.
The Value of the Car
Most people focus on the extent of the damage; however, this is only one of the factors in whether a car is totaled. The other is the value of the car. The decision to total a car is based on the extent of the damage when compared to the value of the car. Most insurance companies will total a car if the extent of the damage exceeds 70 percent of the value of the car prior to the accident. Therefore, an older car is more likely to be totaled than a newer car because it has undergone a significant amount of depreciation.
Negotiations with the Insurance Company
Of course, the value of the car and the costs of repairs are negotiable. Some people don’t want to have their car totaled because they are concerned the check they might get from the insurance company might not be enough to get a new car. This is where it is critical to rely on trained auto repair professionals. A trained collision center understands that people rely on their cars to get them to and from work every day. Therefore, they can negotiate with the insurance company and explore every possible option to get a car repaired, if desired. Count on trained professionals to help with auto repair services following a collision.